
Heirs Insurance Essay 2025. A major event celebrating exceptional young talent and promoting vital financial awareness recently concluded, as Heirs Insurance Group unveiled the distinguished winners of its highly anticipated 2025 Essay Championship.
The grand finale ceremony, hosted in Abuja, brought to a close a demanding, nationwide competition focused on cultivating sharp critical thinking among Nigerian students regarding the importance of insurance.
The brightest star of this year’s contest was 13-year-old Rhema-Love Abraham, representing Precepts Learning Field in Lagos. She successfully secured the coveted top spot, winning a substantial ₦5 million scholarship. Furthermore, her commitment to excellence was reflected by an additional ₦1 million grant awarded directly to her school, Precepts Learning Field.
This year represented the fourth iteration of the highly esteemed Heirs Insurance essay competition, demonstrating significant growth as it gathered an impressive pool of entries, exceeding 5,000 submissions from students enrolled in Junior Secondary School levels across the country (JSS1 through JSS3).
Championship Focus and Top Winners Revealed


The central theme guiding the intellectual submissions for the 2025 Heirs Insurance essay contest was the critical and timely subject: “The Role of Insurance in Keeping Families Safe and Secure.”
After a rigorous judging procedure, independently validated by the assurance firm Deloitte & Touche to guarantee utmost transparency, the top three student performers were celebrated:
The overall victor was Rhema-Love Abraham from Precepts Learning Field in Lagos, who received the ₦5 Million Scholarship alongside the ₦1 Million School Grant. Bernice Michael of S-TEE High School, Lagos, secured the second position, earning a ₦2 Million Scholarship. Rounding out the top three, Afopefoluwa Tofio-Jacobs from D-IVY College in Ogun State, was awarded a ₦1 Million Scholarship.
In total value, the prizes allocated to the student winners and their respective schools summed up to ₦9.5 Million for the student component alone, not counting the grants for the educators’ category.
Recognizing the Mentors: The Teachers’ Prize
As part of an enhanced dedication to embedding financial education, the 2025 championship introduced the Teachers’ Insurance Awareness Prize (TIAP). This category is specifically established to honor dedicated educators who proactively advance insurance literacy within their classrooms and surrounding communities.
The first recipient of the inaugural TIAP was Mr. Okpe James Chidi, a teacher at Urban Secondary School in Umuna Orlu, Imo State. His innovative efforts to educate students on financial literacy earned him a ₦1 million cash prize for himself and a ₦500,000 grant directed to his school.
The Importance of the Heirs Insurance Essay Initiative
The Heirs Insurance essay contest is fundamental to the Corporate Social Responsibility (CSR) blueprint of the Heirs Insurance Group. As explained by the Group’s Sector Head, Mr. Niyi Onifade, the core mission is to significantly boost insurance literacy and nurture the ability to think critically among Nigeria’s youth, thereby equipping them with financial knowledge that serves as a bedrock for personal empowerment and national stability.
Guidance on Applying for Future Heirs Insurance Essay Competitions
The window for submitting entries for the 2025 competition has now passed. Typically, the submission period for the Heirs Insurance essay competition opens around late May and concludes in early July of each year. Future interested students should use this time to review the established requirements ahead of the next cycle.
General Eligibility Snapshot
- The contest is primarily for Junior Secondary School (JSS) students nationwide, covering JSS1, JSS2, and JSS3.
- A parallel award exists for teachers who demonstrate significant commitment to promoting insurance education.
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Essential Application Requirements (To Prepare For)
Prospective entrants must ensure strict adherence to these typical guidelines:
- Essay Content: The submission must be an original piece written exclusively on the official topic released for that specific competition year.
- Length: Essays are generally kept brief, with a maximum word count usually capped at 500 words.
- Format: Submissions must be typed; any essay submitted in handwriting will face automatic disqualification.
- Identification Within Document: The student’s Name, School name, and Class must be clearly written on the essay file itself.
- File Specification: Submissions are usually requested in a standard Word document format.
- Online Submission: All application materials, including the essay, a passport photo, and proof of identity, must be uploaded digitally via the official Heirs Insurance Group website portal designated for the essay contest.
All prospective participants are encouraged to regularly check the official Heirs Insurance Group online platforms, usually starting in May, for the release of the next competition’s official announcement and topic.
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